401(k) Evolution

Our 401(k) Group Retirement Solution

We are enhancing 401(k) plans across the country with the focus of reducing fiduciary liability, administration and expenses all while enhancing services. Get a great retirement solution for your business from an organization that understands 401(k)s.

The Department of Labor wants you to Benchmark your 401(k). Your advisor coming out once a year saying “you’re OK” isn’t a Benchmark. Our NO COST Benchmark and Analysis of your plan will review and contrast fees/expenses, fund performance, administration, structure, service and fiduciary liability.

Our retirement solution is built around 5 issues employers want solved:

Easier to Administer 401(k) Plans

Employers outsource the functions and liability of the retirement plan administration. We become each employer's retirement plan support team in action and accountability. This program reduces a majority of your plan administration burden, allowing you to focus on your business.

Compliant 401(k) Plans

Employers face a voluminous number of regulations, documentation, record keeping and tasks that come from IRS and DOL requirements. By teaming up with Associates Financial Group and our strategic partners, as ERISA 3(16) Plan Administrator, we take on oversight and execution of tasks required to keep each plan compliant.

Substantial & Well Known Providers

Since 2004, our team has been offering aggregated retirement services. The program combines 3(16), 3(38) and TPA services for "end to end" retirement plan oversight. We team with well-known Record Keepers and Investment Managers.

Protection from Fiduciary Liability

Are you still signing the 5500 form? AFG and our strategic partners take on the highest level of fiduciary liability by serving as an ERISA 402(a) Named Fiduciary on each plan. This makes our program responsible and accountable for operational investment oversight. Our administrator signs off on all actions and decisions made for each retirement plan in the Group Retirement Solution.

Pay Reasonable Cost

Leveraging the aggregation model results in minimal billable to the employers in our 401(k). This allows monies that would normally be spent on fees to instead be used for enhancements to the retirement plan offering. We are competitively priced and often cost less than other programs offering fewer comprehensive services.

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Tel: 864-655-4700

*Check the background of this investment professional on FINRA’s BrokerCheck.

*Securities and Advisory Services Offered Through Client One Securities, LLC Member FINRA/SIPC and an Investment Advisor. Upstate Wealth Management and Client One Securities, LLC are not affiliated.

This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation. 

200A South Main St, Greenville, SC 29601